Personal Lines

Protecting your investment is essential, but finding the right insurance agency is even more important. Our Personal Lines professionals are experts in their field and are paving the way for individuals and families to find affordable and competitive insurance coverage. Through our thorough and customized personal risk consultation, we tailor a protection package just for you and your home, jewelry, automobiles, liability, boat, or any other unique exposures.


Choosing the right auto insurance is complex and can be a tough decision. With coverage reviews and risk assessments, Brown & Brown Pacific Insurance makes it simple. We can compare options and customize coverage that fits your needs at a fair price. Brown & Brown Pacific will ensure you get all the discounts you deserve along with all available options so you can make the right choice.

Homeowner & Property

Whether you rent an apartment, own a high rise condo, two-story house or family estate, your home and its contents are likely your biggest investments. Make sure they’re protected adequately to have enough coverage when you experience a loss.

We take pride in and work exclusively on designing and monitoring individualized coverage for our clients. Understanding that risks will change over the years, Brown & Brown Pacific will assist in avoiding the unforeseen and preventing gaps in coverage.

Other Coverages Available:

  • Earthquake
  • Flood
  • Landslide
  • Vacation and 2nd homes
  • Landlord
  • Identity theft
  • Ordinance or law


Fine art, jewelry, wine, and collectibles are only a few of the valuables that Brown & Brown Pacific Insurance can help you protect at their true value in the event that valuables are lost, stolen, or damaged.  We can also arrange to have your valuables appraised and collections properly cataloged.  Our additional resources provide enhanced protection or risk management (i.e. appraisers, estate planning, locksmiths, and security professionals, etc.).

Excess Liability

You’ve worked hard for what you have. Imagine facing a claim for damages because of an accident that resulted in injuries to someone or loss to their property. Losses can be substantial with judgments in the thousands or even millions being awarded by juries in ever-increasing numbers.

Your underlying policies may provide substantial insurance limits but they may not be enough to protect you from financial hardship or personal exposure.

Boat, Yacht, & Watercraft

As with any major investment, watercraft, boats, and yachts need the proper insurance coverage. Brown & Brown Pacific’s marine team has developed specialized marine packages to help meet those needs. So whether you have a boat, yacht, or an antique and classic runabout, you can leave the harbor with confidence.

Other Coverage Available:

  • Jet skis
  • Sailboats
  • Houseboats
  • Wooden hulls

See What Others Say About Us

“Like most people, I never took the time to look at alternative options to my auto and home insurance. Brown & Brown Pacific Insurance’s Personal Lines team marketed my insurance and came up with an option that provides better coverage and overall protection at a lower price. They explained the details of my coverage and carefully explained their recommendation. The process is fast and painless and I highly recommend Brown & Brown Pacific Insurance.” Hallie Johnson

“We have used Brown & Brown Pacific Insurance for our personal insurance for a few years now. Their team helped us with our Auto, Home and Jewelry policies. Their Personal Lines team is thorough, patient and knowledgeable and took the time to do a full review of our needs versus just trying to sell us a policy. We felt that our broker had a comprehensive understanding of personal insurance and pointed out gaps that our other agent missed.” Mary Z.

Brown & Brown Pacific Insurance Offers You An Enterprise Approach

  • Strong relationships with national and international carriers allowing us to deliver a broad range of options for your insurance needs.
  • A dedicated claims department that negotiates with carriers on your behalf to reduce claim costs.
  • A cutting-edge client interface service platform.
  • Full portfolio of risk management service including contract review.
  • Tailor-made insurance policy coverage that fits your business needs and appetite for risk.
  • Surety expertise including effectively issuing and tracking all bonds needed to run your business.

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